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Who We Are....


Our Story Is Simple...We Help People Just Like You Fix Their Credit & Buy Their New Homes....

Welcome to fixmyuglycredit.com.

What you find here will improve your credit and help you get exactly what you want from good credit.

Through the years, I've partnered with "experts" in many areas of credit and credit repair to bring you the best and most ACTIONABLE information.

I've seen 25-300 point gains on clients' credit scores.

Yes, you can fix your credit, add good credit accounts & score deletions on inquiries, collections, charge-offs, foreclosures & even bankrupticies.

 

Legal, effective credit repair is right here...but don't expect to go to sleep tonight and wake up tomorrow with improved credit. It doesn't work that way

Important: Today, foreclosures are skyrocketing, estimated to soar beyond 4 MILLION foreclosures from the current 1 MILLION. If you or someone you know is in jeopardy of losing a house, please email me now. I want to help you explore your options and more importantly take action on a solution. Please help your friends, colleagues & family members avoid foreclosure...even if they are not wanting to save the house. Do not let them walk away from the house before they short sell it (if there's no way they can afford it) or get a loan modification (if they want to stay but cannot afford the current payment).

My team and I will help you, your family or your colleagues avoid foreclosure or keep your home. Email me now!

For many of you, you want your own home or you want to refinance your home. We are an experienced team of Realtors and mortgage professionals in Florida committed to helping people buy, sell & lease-option their homes.

Good (& Bad) Credit
Opens The Door To Your Dreams!

Whether you want good credit to buy a home, to sleep better at night or to get 0% financing on a new car, you can regain your good credit life.Whatever it is you want from good credit, you can receive

If you want to refinance and need a good mortgage professional, Contact Me. I will be glad to refer you to the mortgage people I rely on to help my real estate customers (these mortgage guys can help you regardless of the state in which you live...you don't just have to be in Florida).

*IMPORTANT* If you request contact info for one of these mortgage people, please do me a favor and don't pass this contact info around. This benefit is reserved for members of our insiders' club.

If you have questions about the lease-option, contact me. I'll show you how to utilize the lease-option to grab the keys now to your new home as you fix your credit at the same time. You don't have to wait for good credit.

"Mike Payne helped us get
the keys to our new home
when everyone else rejected
us...." -David D., Orlando, FL

For years in Sarasota, Tampa & Orlando (Florida), my team and I have helped people with good and bad credit realize their dream of home ownership.

From above, David called me initially about renting to own, having been turned down by many mortgage "professionals." Apparently, not one asked David if he had served in the military. Turns out, David had been in the military.

He wasn't aware of the "guaranteed" provision of the VA program. He wasn't aware of his DD214 or less stringent demands for getting approved.

Bottom line: David called me about renting to own and two months later David received the keys to his new home...as a proud homeowner...financed using his VA certificate.

Sometimes success occurs when we ask questions.

Whatever You Want From Good
Credit Requires A Strategy Not
Involving A Credit (Dis)Repair
Company

As you already may know, credit (dis)repair companies have been a real bummer. They do not do what they are paid (well) to perform.

For years, my real estate customers and I have searched far and wide for a legitimate, affordable & effective credit repair company. To date, I couldn't refer you to one...not even one.

For that reason, I (along with real credit repair experts) have put together this site. In addition, I have created step-by-step, easy-to-follow videos and book titled, The Busy Person's Credit Makeover.

To buy my book and videos, click here now. Get informed about your credit issues, stay committed to & focused on what you want from good credit & for heavens sake, please take ACTION.

Keep moving forward and before you know it, you'll have the good credit you deserve and desire.

Please Contact Me with any questions or comments. I'm here to help you.


   
 

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