Bad Credit Repair Requires Felicia Avoid This Potentially Costly Mistake!

Bad credit repair requires STRATEGY before you throw even one penny at some debt collector…or else!

Felicia wants to make right by her debts!

Good for you, Felicia.

Unfortunately, what Felicia does NOT know has her confused, angry, depressed, frustrated and tired. I certainly understand, Felicia.

While I’m helping Felicia, I want to help you avoid the same COSTLY mistake I see 1,00s if not 1,000s of well-intentioned people make out of LACK of INFORMATION.

Before you ever consider throwing a penny at a debt collector, check out this  powerful 3-minute video:

Felicia’s question is the same question I receive (what seems like) 100s of times a day. Click READ MORE below to look over my shoulder as I respond to Felicia’s COMMON question about paying debt collectors:

BEWARE DEBT COLLECTORS ASKING FOR MONEY….

What follows is Felicia’s question to me…. Naturally, I have removed her email and ip address to protect her privacy.

Below is my unedited email response to Felicia:

There’s a specific checklist you should consider before you surrender your money. Paying off a debt collector might help you feel better, but it will not improve your credit scores. Further, you can pay off a debt collector, watch in shock as your credit scores drop some more AND hear your phone ring from the same (or some other) debt collector demanding MORE money from you!

What the h*ll! Yep, you heard me right. I realize this is difficult to fathom, but this is exactly what happens. Even if the debt collector you pay off (partially or in full) goes away, your file will get bundled & sold to some other debt collector who will see you as an easy mark (for more money).

This is how this sick debt collection scam works for too many people.

Bad credit repair is not about throwing your hard-earned money at a debt collector or a credit (dis)repair company, which in my mind is possibly worse than giving your money to a debt collector. Before you pay off a debt collector, get informed first and then work your plan as I discuss on my free CD, “8 Secrets To A 680 Credit Score!” @ Bad Credit Repair (click the “bad credit repair” link now).

Welcome back! Got a question for me...or an experience to share? Please go to the bottom of this article to ask a question or share an experience. :) Thank you!

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