Bad credit repair advocate Mike Payne provides FREE podcasts for your eduTainment – please leave your comments, questions and/or suggestions below!
Consumer Advocate Mike Payne helps people improve their credit & grab the keys to their new homes!
Enjoy this short podcast….
For more information, click the link.
Bad Credit Repair – How To Remove Late Pays & Resolve Consumer Complaints!
Description: Bad credit repair advocate Mike Payne pulls the curtain back on “free credit report” websites and shows you where you really can grab your credit reports…100% free!
Click triangle to begin podcast....
For entertainment, I enjoy the “free credit report” pitch ads. The jingle, “F-R-E-E…that spells free…freecreditreport.com-baby” 
Yeah, Baby…love that jingle.
Once it gets in your head, it’s like some voo-doo Neuro-Linguistic-Programming message compelling you to pull out your credit card, turn off your brain & order your “free” credit reports.
In this case, free is not free! 
Please hear this:
- Your credit reports are not free at these websites.
- Only ONE government-mandated website offers 100% free credit reports but no free credit scores (if you want your scores, you’ll pay ~$8 bucks x 3 bureaus: Experian, Equifax & Transunion)
- Beware credit scores touted as FICO scores. In essence, they’re “FAKKO” scores. In other words, they’re not accurate.
Now, if you are working on your credit, you absolutely need to monitor your credit to confirm violations. That is, when you dispute the bureaus don’t always mark the disputed account “in dispute” and some Furnishers do not stop collection attempts.
This is a violation of federal law.
There’s more to it than this, and I give you the step-by-step in one of the training guides complete with video. For now, though, please understand there’s only one official website providing 100% free credit reports.
What 8 costly, dangerous credit/credit repair mistakes do people make? Glad you asked. On my latest DVD, I review the exact 8 SECRETS TO A 680 CREDIT SCORE! Quickly, you will see the 8 common, dangerous & costly credit mistakes I see people make, killing their credit even further and stealing their money. Most of all, credit issues keep people from getting exactly what they want from “good” credit. If you have credit issues, check out this dvd. You will be glad you did. I assure you….
Want 100% FREE credit reports? Go to www.annualcreditreport.com. You can grab your full, 100% FREE credit report from each of the credit big credit reporting agencies: Transunion, Experian & Equifax. Note: you receive your reports free, not your scores. If you want your scores, you’ll pay around $8.00 per bureau (that is, ~$24 bucks). Scroll down & leave me a comment or ask me a question if you don’t know what I mean by monitoring for credit reporting agency (aka “BIG 3″) and/or debt collection “violations.”
Bad credit repair requires credit monitoring. I’m not slamming credit monitoring – rather, I’m slamming the sales technique used to sign you up. Free credit report websites rely on cute jingles and an old guy pounding ground hogs back into their holes to sign you up for monthly membership. Credit monitoring and convenient access to your reports helps you improve your credit, minimize damage from ID Theft & prove violations perpetrated by debt collectors and credit reporting agencies.
Related Posts -
Bad Credit Repair Reveals "SOL" Credit Repair Secret! Bad credit repair requires you know and understand your state's statute of limitations BEFORE disputing, paying off and/or ignoring any bad credit account! httpvh://www.youtube.com/watch?v=mhnDCiGClPw Each state determines its own statute of limitations for various civil disputes (see below Florida): [/caption] Steps To Avoid Getting Sued: Carefully review your credit reports....... -
Bad Credit Repair "Expert" Advice CREATES Pain, Not Relief! Bad credit repair advice should come with a WARNING label. Who's giving the advice about cutting up & canceling your credit cards? Who's telling you about "guaranteed" A+ credit repair or about paying off a collection to improve your credit? Beware the well-intentioned "experts" dropping credit repair "bombs" all over...... -
Bad Credit Repair Rookies Lose Money & Credit Scores When Paying Off Debt Collectors! (podcast) Bad credit repair advocate Mike Payne provides FREE podcasts for your eduTainment – please leave your comments, questions and/or suggestions below! [/caption] Enjoy this short podcast…. For more information, click the link. Bad Credit Repair - Don't Pay Off Debt Collectors Until You Hear This! Description: Paying off a debt...... -
Bad Credit Repair - Beware Debt Zombie Debt Collectors Demanding You Pay...or else! Bad credit repair requires STRATEGY before you throw even one penny at some debt collector who's harassing, screaming, berating & threatening you! Felicia wants to make right by her debts! But she doesn't know where to start. Before you ever consider throwing a penny at a debt collector, check out...... -
Bad Credit Repair Requires You Be Lucky & Persistent! Bad Credit Repair secrets help Pam Wall of North Carolina explode her credit scores 140 points without one word from credit repair "expert." Pam Wall desperately wanted to improve her credit. To get my help, Pam fired off a real letter to me asking for my help. Unbeknown to Pam,......
- Improve Your Credit Today Having blemished credit is both costly and stressful, but it does not have to be the end. Your situation may...
- Improving a Credit Score What can I do if I am denied credit? If you apply for credit and you are denied because you...
- Need To Find A Good Credit Repair Company? Due to the fact that credit is very important today, many individuals are wondering how to find a good credit...
- Simple Tips To Become Successful Into Cash Gifting. Follow these simple instructions to begin house-based business! Hope this information will be useful for you! 1. Set times to...
- Credit Karma -- Free No Strings Credit Scoring Never before have Americans been so interested in their credit scores, and as such, numerous sites have cropped up offering...
Loading ...
{ 1 trackback }