My credit check left me stunned! I am an ID Theft survivor. I have gone through credit repair HELL and have the battle scars to prove it. Despite these scars, I was not prepared for even more pain caused by deadbeat renters from my past!
When I recently pulled a credit report and saw a collection, I was stunned…actually, I was shocked!
In fact, you probably heard a sonic boom and looked toward the sky, didn’t you? What you heard was the sound of my jaw hitting the floor when I discovered Round Two of a fight I’d been in before.
I was bloodied once, and I didn’t want to face this attacker a second time.
What you see below is this “derogatory” collection account (IMAGE) on my (Experian) report.
For the life of me, I could not figure out who the Original Creditor is–City of St. Cloud until….
IT DAWNED ON ME
The “City of St. Cloud”…..
For a rental property in Kissimmee (FL), right outside Orlando, I had problems like you wouldn’t believe with the tenants from hell, Robert & Angela Swift and their friends John & Eliana Cass.
Early in the lease, Angela Swift had called me to inform me of an issue with Brighthouse Cable. According to Angela Swift, an installer with Brighthouse went into the attic to run a cable. He came down suddenly from the attic & allegedly told Ms. Swift he needed to leave.
You gotta hear the rest of this story…it gets better (or rather worse for me that is). I was convinced this bizarre incident caused a collection to hit my account and credit reports.
According to Angela Swift, this installer told Ms. Swift he needed to go, as Ms. Swift is noticing smoke pouring out of the attic. While allegedly screaming at the installer to help her, the installer leaves. Ms. Swift (once again allegedly, goes into the attic and when descending the ladder falls off and injures her arm.
In the meantime, she called 911 and firefighters found nothing upon arrival…no smoke, no scent of smoke, nothing!
Ms. Swift goes to the hospital
A few days later she calls to inform me of this incident around the time a lady identifying herself as from the local hospital calls for my information (name, DOB, social, address, insurance policy number). At the time, all I could think about was getting sued for something….
I was not thinking clearly!
I voluntarily gave my personal information to a stranger and thought nothing of it. I was more concerned about Ms. Swift and what had happened.
The Swift’s good friend & business partner, John Cass, co-signed for the Swifts and lived next door. Suddenly, the Swifts disappear leaving unpaid rent and John Cass gets evicted from his house. He promises to catch up the rent if I allow him to move in the house for which I’m property manager.
I stupidly allow him. Shortly thereafter, I discover this collection from the very utility company providing electrical service to the house. After some follow-up, it appears someone (Swifts? Cass?) used my information to re-connect electricity after service had been cut for non-payment.
You see, I am a pitiful property manager! I lack the meanness to be a property manager. In turn, renters who trashed the house and left unpaid rent apparently screwed me for more than damage and unpaid rent.
I hope you never encounter people like the Swifts or Casses. If you’re renting and wonder why your landlord is an assh*le, now you know why. He/She probably has encountered someone like Swift or Cass, who trashed his place and didn’t pay his rent.
My credit check should serve as a warning to YOU! Check your credit reports often. Go to www.annualcreditreports.com now to get copies of your reports…free!
Republished by Blog Post Promoter
Welcome back! Got a question for me...or an experience to share? Please go to the bottom of this article to ask a question or share an experience. :) Thank you!
Related Posts -
Repair Credit Fast By Steering Clear Of 3 Evil Credit Card Traps! Repair credit fast credit card traps financially destroy many unsuspecting card users and abusers. If you use a credit card or plan to use a credit card, absolutely do not make these 3 mistakes. Alissa D. of White Plains (NY) transferred $13,587.00 in credit card debt to a 0% interest...... -
Credit Debt "Expert" Reveals Truth About $79.95 Per Month Credit Repair "Solution"! Credit Debt "experts" (many of them) forget to inform clients about the danger of deletions and blasting off rounds of dispute letters. Finally, one credit repair company reveals TRUTH about the $79.95 /month credit repair "solution." Click image above NOW to grab my FREE CD, 8 Secrets To A 680...... -
My Credit Check Did More Than Scam Me Out Of $39.95...It Pushed My Wife Over The Edge! Sleepless nights are the least of Jessica & Greg’s worries. If they don’t break their reliance on debt, they are going to be walking right past the real estate office with all the pictures of dream homes and straight to the bankruptcy trustee...and then on to the divorce attorney! Debt...... -
Repair Credit FAST Truth Stirs Trouble With Credit (DIS)Repair Profiteers! Credit repair fast quick-buck promoters brainwash people (just like you) into believing in credit miracles…without the strategy…without the work…or without the ACTION. Every day people email and call me about their credit problems. They want a quick-fix! They want me to wave my magic wand or refer them to somebody...... -
Credit Debt Repair Demands Knowledge Of State Collection Laws! Credit Debt Repair shows Alicia Newman of Colorado how strategy and statute of limitations easily remove bad credit. httpv://www.youtube.com/watch?v=lRyd148dtsQ Alicia was prepared to pay what the debt collector demanded. The constant pressure had gotten to her. The debt collector told her he would never go away. Either she pay now......
- About Credit Where can I find out what my credit score is? Most lenders are going to get their credit information from...
- Best Registry Cleaner For Vista - Don't Miss this Review! Locating the Best Registry Cleaner For Vista isn't that difficult, or at least it shouldn't be that time consuming. Basically...
- Thinking of credit repair? Think twice You've probably heard ads promising to fix bad credit. The thing is, some credit repair agencies use tactics that are...
- Tips to Repair Bad Credit Due to the fact that credit is very important today, many individuals are wondering how to repair bad credit. Learning...
- What Determines a Credit Score pt 1 Here is some basic information on what you need to know about credit scores and what goes into determining your...
Loading ...
