“My credit check shows I need credit to get a phone, but I need help knowing how to (get credit),” states Amanda. How can Amanda build a 100% LEGAL credit file as quickly as possible?
Amanda needs credit…ASAP!
BUT she has no clue how to add (and build) credit!
Often, I hear from people with bad credit who now want to improve their credit.
Ironically, bad credit often is “better” than no credit!
How so, you ask?
To creditors, someone with bad credit shows a credit history versus no credit history. In most cases, the bad credit stems from a one-time financial breakdown. The credit file shows this breakdown and creditors can make decisions based on the file.
On the other hand, if you have no credit history, you will NOT get credit from “normal” creditors…especially today.
Click Read More below now for Amanda’s “I Need Credit Now!” plan.
AMANDA NEEDS CREDIT…ASAP!
Amanda’s Question:
Hi i am looking to start some credit, but i need help knowing how to. I know you can get loans an cards an such, but the thing is you have to have someone co sign an my dad has bad credit so he wouldnt be able to help there.
I just want enough to be able to get a phone, but again you must have credit. I had a phone i always paid on but it was in my moms name an she sadly passed away awhile back………. Any help i would apprecitate it alot.
Ways an how long it takes to get enough credit?
Thankx, Amanda
To Amanda and everyone else (suddenly or slowly) needing CREDIT:
- First, go to www.annualcreditreport.com & pull copies of your credit reports from each of 3 credit reporting agencies: Equifax, Experian & Transunion. If you don’t know how to read your reports, get my 8 SECRETS TO A 680 CREDIT SCORE! DVD at repair credit fast.
- Confirm you have no BAD credit on your reports.
- Add at least one Authorized User — see my dvd if you don’t know what “authorized user” is or how to get one FREE.
- Add another GOOD line of credit with credit-boosting secret #2 – this is my #2 favorite credit-building secret. On my dvd, I discuss the benefits of this #2 credit-improvement secret and where to go to grab one now. For a very reasonable fee, you will add this account and not get rejected.
- Report your GOOD payment history on rent, cable, water/sewer, etc at www.prbc.com — see my dvd if you don’t understand how to do this or why it’s good for you.
If you NEED/WANT to build or rebuild your credit, check out my 8 SECRETS… DVD where I provide step-by-step help on the following secrets:
Secret #1 Quickly & Easily Adds 25-75 Points To Your Credit Scores…Without Costing You Even One Penny! Watch the video above to discover how to take instant advantage of this powerful credit-boosting secret…now!
- How one phone call is all it takes to add a quick, easy 25-75 points to your credit scores..
- How the BIG 3 are using “FICO ’08″ to stomp out AU fraud.
Secret #2 Quickly & Easily Adds ANOTHER 25-75 Points To Your Credit Scores!
- Are you doing the math? These 2 secrets alone could be worth 50 points (on the low side) to your credit scores. Would you like to see your credit scores jump 50 points?
- How to add one (or more) powerful credit accounts to your credit reports…even if you’re one day out of bankruptcy!
- Why you must increase your “high-credit” limit to improve your credit scores.
- Which companies will not scam you by making “too good to be true” offers.
Secret #3 Shows How One Small Change To Your Credit Card Use Adds Up To 75 Points To Your Credit Scores…Quickly!
- 9 out of 10 people contacting me are shocked at how simple this credit score-boosting secret really is.
- Those same 9 out of 10 people had no clue this “secret” even affected their credit scores!
- How the FICO scoring algorythm hammers you for not knowing the truth about credit cards.
- How this one simple truth typically hands people a 50-90 point score boost.
Secret #4 Pulls The Covers Off One Powerful Letter That Removes Point-Sucking Late Pays (And More)…Easily And Quickly! This letter magically gets CEOs wanting to help you improve your credit or resolve your “issue.” You can get LATE pays removed using this letter. You also can use this same letter for more than credit improvement. Recently, I fired off one of these letters to recover the 50,000 bonus points Bank of America tried to steal from me. That one letter put about $692.00 into my hands. This is just one example! Once you get your hands on this exact letter, you will use it again and again.
- How to compose this letter for maximum “punch.” Get this wrong and your letter hits the trashcan.
- How to get your letter into the right person’s hands as quickly as possible. This is not as easy as it might seem but I’ve figured it out.
- How to force decision-makers to want to help you. Pissing people off will not get you what you want. Make them want to give you what you want is what I’ll show you.
- How just one tiny twist in my mailing strategy cut the response time in HALF!
Secret #5 Reveals The Nasty Truth About The BIG 3 Credit Reporting Agencies & Why The Bureaus Do Not Want You To Improve Your Credit Scores…Without A Fight!
- How the credit bureaus ignore your VALID dispute letters…and get away with it with most people.
- Why you should never fire off template dispute letters you download off the Internet.
- Why you should never dispute accurately reported accounts…depsite what many credit “repair experts” tell you.
- How to force the Big 3 to take your disputes seriously.
Secret #6 Reveals The Shocking Truth About Paying Off Debt Collectors.
- How To pay a debt collector the “right” way.
- How paying a debt collector one penny will not improve your credit scores…regardless of what they “tell” you.
- How to determine whether or not you should even pay a debt collector!
Secret #7 Reveals One Common Debt Collection Trick Used To Destroy Your Credit Scores…Without You Knowing It!
- How debt collectors trick you into resetting the statute of limitations on unpaid (bad) debt.
- How debt collectors illegally extend collection time and get away with it.
- How to spot an illegally reported account on your credit reports and turn the tables on the debt collector. It’s easier than you might think.
Secret #8 is a MUST-KNOW secret costing people $1,000s each year, getting them sued & destroying their dreams.
- How to avoid getting scammed by a credit (dis)repair company.
- How credit (dis)repair companies trap you into paying them $299.00 setup fee and $99.00 /month…forever!
- How credit (dis)repair companies get you SUED!
Do you have a question, comment or suggestion for me? Scroll down a bit to the box & tell me what’s on your mind about rebuilding or building credit. What credit “issue” do you have? 100% of the time, I have discovered people will NOT concern themselves with credit until they NEED/WANT something that credit (good credit as well) demands. In Amanda’s case, she wants a phone.
“My credit check…” emails and forum posts do NOT need to leave people shocked, disappointed or desperate. You can grab my 8 SECRETS TO A 680 CREDIT SCORE! DVD at repair credit fast.
Welcome back! Got a question for me...or an experience to share? Please go to the bottom of this article to ask a question or share an experience. :) Thank you!
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