Repair credit fast secrets help Eric T. of Wesley Chapel, FL, improve his credit scores easily and quickly. Instead of getting confused by all the “credit repair” chatter, Eric focused on eliminating one collection account & one annoying debt collector who called…and called…and called…7 days a week.
“HELP! Please, I need your help…and FAST! I have an old account with AMEX that went delinquent in 2001…about $2567.00 + 4 or 5 hundred dollars in late fees.
This is what I recall the last time I looked…years ago. I opened the account in Florida, that’s where I live outside of Tampa. I lost my job and couldn’t pay. I tried to set up a payment plan with them, but they always demanded the full amount. For about a year, I got calls all the time from debt collectors. The calls would come for a couple months…heavy…and then I’d get nothing for a few months and then again the calls would come.
But then the calls stopped all together, until recently. The other day I get a letter in the mail saying I owe something like $5,000…$5179.00…something crazy like that.
They offered to settle for 50% of what they said I owe…around $2500. I’m back to work now, I can pay it off. I don’t know what to do. I’m not a deadbeat, even though it kinda looks that way.
I just want them off my back for good. They told me to fax them the signed authorization settlement letter that includes my name, fax number & some other stuff about authorizing AMEX to send a settlement letter for payment of balance due on Oct. 30, 20xx.
What should I do? I want them off of my back…forever!
Eric T.
Wesley Chapel, FL
THE DEBT COLLECTOR’S LITTLE BLACK BOOK
Yep, the debt collector’s little black book he picks up at debt collector’s boot camp contains the tools for squeezing money out of people just like you, Eric.
Most debt collectors are really good at their 100% commission jobs…they’re relentless! They annoy the hell out of you until you pay. Some even will try to kill you with kindness.
Whatever their poison, you must have an antidote. For many people (and maybe for you too, Eric) their antidote is INFORMATION!
What you may or may not know is that for years I quietly have helped people restore their good credit lives with 100% legal and effective credit repair “secrets” with my videos and book, “The Busy Person’s Credit Makeover,” and popular monthly newsletter, “The Big Explosion” (here’s a screen capture below).
No fluff…no “magic” dispute letters…and no illegal “pie-in-the-sky” happy talk about opening a new credit file using an EIN number.
Heavens no. See the “FEATURE: How “Method of Verification” FORCES Credit Bureaus To Delete Your Bad Credit”? This is one AWESOME secret very few people know about when they receive the “verified” letters the Big 3 crank out.
You’ve probably received at least one “verified as accurate” letter from the Big 3 attempting to kill your VALID dispute. Right? What did you do next?
- Did you throw your hands in the air and curse a bit? That’s what most people do.
- Did you pick up your issue of “The Big Explosion” to discover how real credit repair warriors secretly are utilizing the “MOV” strategy for forcing the BIG 3 to report 100% accurately.
That’s what is meant by “THE BIG EXPLOSION!”
Here are a couple suggestions, Eric, to tie you over as you get yourself hooked up with my videos, book & newsletters:
- Is this “type” of account outside the Statue of Limitations on collecting?
- Will you reset the Statute of Limitations (SOL) by signing & returning this letter the debt collector has faxed you?
- What is a 1099-C Cancellation of Debt and how does this apply to you?
- Should you attempt to “score” a deletion on this particular account or does “old” account history help you?
Repair credit fast (or slow) really happens when you know what the hell you’re doing. Do you know what you’re doing? Why do you really want to fix your credit? What is it you really want? What I’ve discovered is that people who really (I mean REALLY) want something that good credit demands actually stick with fixing their credit. Others approach credit repair as a New Year’s Resolution…sounds good for a couple days 
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