Sarasota Realtor Discovers ‘Secrets’ Of Successful Short Sale Settlement & Finally Resuscitates His Dead Real Estate Business!

by Mike · 13 comments

Sarasota Realtor refuses to be scammed by another ridiculous (sounding) claim of “short sales riches.” In a fit of anger, Sarasota Realtor Mike Payne fires off a “hate” email…that backfires on him.

…pleasantly backfires on me. That’s right.

But wait, I’m getting a head of myself.

First, I want you to watch this short 4 minute video…please watch it carefully. Hear me when I say, I did not expect to be saying what I said in the video:

Now, check out what else I discovered during my 6 1/2 hours with Nathan, the boy-wonder who continues depositing $116,000 each month…. Click “read more” below to get the rest of my story.

AND NOW FOR THE REST OF THE STORY…

The video you just watched is 100% real. It’s not a setup. What actually happened that day is the complete opposite of what (I thought) would take place.

Before I reveal 4 incredible secrets I pulled from Nathan that day, I’m going to cut to the chase:

Nathan & Chris’ “Short Sales Riches” short sale “business in a box” is 100% real!

For those of you wanting a real system for making real money out of short sales, you’ve come to the right place.

Go ahead, stop reading & click the link below right now. Go buy this incredible system right now before they raise the price again:

http://www.shortsalesriches.com/cmd.php?af=884356

Important: Once you’ve purchased their course, shoot me an email. I’d like to create a club from a  bunch of us who are willing to help each other. Sound good?

Okay, back to my story.  I was sick of short sales…I was sick of dealing with banks and their illogical, s.l.o.w decision making…and I was really was sick of doing a whole lot of work without getting paid.

The truth is, I was a miserable failure at making money with short sales. I HATED short sales. For me (and almost every other Realtor I know), short sales sucked!

One night, I was researching more short sale information, desperately trying to find something that could help me with short sales when I came across this short sales “riches” website promoted by a lawyer (Chris) and a young guy describing himself as a “street smart surfer dude” (Nathan) who had raked in an eye-popping $118,619.87 in a Single Month!

…in a SINGLE MONTH!

Yes, that headline jumped off the page & smacked me in the face. Chris & Nathan claimed to have “cracked the code” on making money with short sales.

Suddenly, I found myself getting angry as I moved down their sales letter. No way were those ridiculous claims real…no way could anyone possible make $116, 619.87 off short sales in a single month!

No way could anyone flip a property without seeing the property or talking to the seller, the buyer, the banks or anyone else for that matter. Dammit, this BS p*issed me off as I scanned through other ridiculous claims off their sales letter (see below):

  1. A complete and thorough paint-by-numbers method that simplifies the so-called complex steps of the short sale.
  2. How to flip a property from start to finish even if you are on house arrest and wearing an ankle bracelet! What the hell? Did they expect me to buy this absurd claim?
  3. Why visiting the property is optional … meeting the seller is optional … meeting the buyer is optional … dealing with the bank is optional … and actually a waste of time that’s better spent on finding more properties through the internet. Is this a bunch of BS?
  4. How to get your offer presented to the seller in a way that’s easy for them to understand, and destroys any suspicion they have
  5. A simple way to make realtors not only trust you and like you … but actually eager to do your bidding!
  6. How to get hungry buyers lining up at your door … without any personal involvement on your part! And they’ll thank you for your help when their property is sold
  7. The one person you must involve, or the bank will tell you to take a hike! And once they see this person’s name, it’ll be smooth sailing from there.
  8. How to laser in on the easiest to move properties, so you can free up enough time to find even more sweet deals
  9. Where the hidden land mines are, and how to gracefully side-step them so they don’t blow up your deal.

OMG! My temper had reached the boiling point by the time I finished reading that sales letter. Usually, I click away from websites making preposterous”get-rich quick” claims. Like you, I don’t have the time or energy to wage a losing battle against all the hyped “get rich quick” websites suggesting I too can make money off short sales.

Instead of clicking away from their website, I emailed Chris and Nathan. I wasn’t trying to be rude but I think a good part of my frustration came out in that email. I felt better when I hit SEND.

I did not expect what happened next.

Okay, you’ve seen the video with me praising their program but I want you to know exactly what occurred prior to that YouTube video:

  1. Nathan emails me a day or two after I sent my “hate” email  (if you’re interested, ask me for the exact email I sent Nathan & Chris).
  2. In a shocking (& totally unexpected) move, Nathan calls me to invite me to see his operation from behind the curtain…unfettered access…10 AM on a Thursday.
  3. To avoid any possible setup, I decided to show up a day earlier than invited…on Wednesday instead of Thursday. Yes, I was fully aware Nathan might not be available…or inviting…or pleased. Honestly, I had nothing to lose. Already, I thought he and Chris were full of sh*t anyway. If he wasn’t home, didn’t answer or got upset with me, I had nothing to lose. The chance was worth it to confirm he wasn’t putting on a show with a bunch of business (or closings) to suggest he really did have a business flipping short sales.
  4. When I was about 15 minutes from the address where we had agreed to meet, I called Nathan. He didn’t even question me about showing up on Wednesday instead of Thursday. I was kinda surprised…okay, I was (a lot) surprised!
  5. Proof #1: He really does live and work in the very building he describes in his sales letter and videos. It’s a beautiful building.
  6. Nathan welcomed me and led me up to his beautiful condo, which doubles as his office.
  7. Proof #2: Nathan really does work out of this condo and drops a few floors to meet with his team members at the Keller-Williams office. So cool…. But the best was yet to come.
  8. Immediately, I began hitting Nathan with questions. How often do you get this kind of opportunity. If he was real, I was going to find out. Either way, I wasn’t going to blow this chance. I wanted to know about all the claims he makes on his sales letter that I attacked earlier, especially that wild claim about being able to flip houses while on house-arrest. Pretty damn outlandish, wouldn’t you say?
  9. Proof #3: Nathan really DOES flip properties without stepping one foot outside this condo building. I am stunned to be saying this. I could hardly believe it with my own eyes. His phone never stops ringing. With each and every call he received or dialed during those 6 and one-half hours, he used the speakerphone. He allowed me to hear every phone call. And here’s where this story begins to get really good.
  10. During that day, I met Starlet & Amanda (two of Nathan’s BPO agents). I met Jenna, one of Nathan’s Realtors & I met Nathan’s closing agent. Yes, I met his closing agent. With no setup whatsoever, on that Wednesday, Nathan closed on 4 or 5 properties that day! DAMN…. I hadn’t closed on four properties all stinkin’ year. Nathan passed each and every folder (i.e. HUD, etc) my way for my review. I grew a bit dizzy but I quickly estimated about $39,000 in profit on that very day…$39,000 or more. I was feeling a little light-headed. This day was going very, very  unlike what I had expected…nothing like I had expected.
  11. Proof #4: Nathan really was flipping properties from his home, and he could’ve run his business on house arrest.
  12. Nathan took all my questions head on. You see, I had about 8 or 9 listings…all short sale listings so I hit Nathan with all the problems I was having with these shorts from HELL.
  13. Boy did I get an education. In a short time (and over lunch at Hooters), Nathan ID’d all my mistakes in a much more respectful manner than I had done with him.
  14. Nathan values his team members! Now I know exactly why Nathan runs a successful flipping business: he values his team members by putting LOTS of money in their pockets. Easily, he could cut into his Realtors’ commission (and most Realtors would still be ecstatic; he easily could chop off what he pays his BPO agents and negotiators and they’d still be happy. Heck, I do BPOs for mortgage lenders and typically make 1/2 of what Nathan pays for a BPO. Clearly, he’s chosen to share the profits.
  15. Without Nathan being around, I privately talked with Jenna, one of Nathan’s Realtors. She is awesome! And she loves her job. And why wouldn’t she? She was making $10-15,000 PER month. Cryin’ out loud. I was struggling and hating short sales.
  16. At around 4:30 p.m. that Wednesday, I left on a cloud, so psyched I barely could drive. I saw HOPE!
  17. I saw this un-believ-able “business in a box” with my own SKEPTICAL eyes.

Okay, so Nathan really does make a bunch of money. But I promised to share with you 4 REAL secrets that instantly impacted my existing short sale listings…and easily will HELP you as well. Never again will I (and you) make these mistakes again.

ATTENTION: any one of the following 4 “secrets” I’m about to share with you is more than worth what Chris & Nathan charge for their course…I guarantee it:

  1. Pricing. I discovered I’d been pricing short sale properties all wrong. Finally, it made sense. From the very beginning, list the property aggressively (factor in its “distressed” condition and keep driving the price down until you get interested buyers. Do NOT stagnate the price. Be aggressive by “stepping” the price down until you get interest. Definitely, get the price down before the BPO is ordered. There’s much more about pricing in their course. Frickin’ unbelievable!
  2. Option contract. Getting a buyer on board immediately is pure genius! It makes so much sense. Almost as quickly as a Realtor takes a short sale listing (on a property matching Nathan’s criteria), Nathan submits a 65% of BPO offer. This gets the ball rolling a helluva lot quicker than 99.9% of other short sale listings with Realtors who wait…and wait…and wait all the way to foreclosure. I just kept shaking my head as Nathan shared with me. How could I have been so stupid?
  3. BPO. If you hear nothing else, hear this: you must “influence” the BPO…but not in the way many others tell you. What Nathan does is so logical. He calls these secrets his “jedi mind tricks.” I call them appealing to human nature as a  “good neighbor.” A successful short sale lives and dies by the BPO. -->>>FACT<<<-- I am a BPO agent for lenders. Yeah, I make my $55.00-$85.00 per BPO. Nathan’s course teaches you exactly how to EFFECT the BPO. The BPO absolutely must be aggressive in a most credible manner. Two days after Nathan disclosed this secret, I used it exactly as Nathan had explained it…and it WORKED! If Nathan’s course did nothing more than share BPO secrets, this course would be worth it. No more will I allow a BPO agent to show up at one of my listings without me being there…armed with information.
  4. Prelim HUD. For many, many short sales I have battled title companies and title agents who think they know how to create a prelim HUD. The truth: few title agents know how to prepare a prelim HUD the way you NEED it to get done. Prior to Nathan, I stupidly allowed the buyer’s title agent to create the prelim HUDs. I never checked them either before submitting these prelim HUDs as part of the short package. Guess what, I’ve had problems with every single prelim HUD. For one, title agents only want to estimate taxes, title, etc out around 60 days. They will not “pad” the prelim HUD. Invariably, the short sale negotiations take longer or the 2nd wants more money or something. Guess what? There’s no money. When you get acceptance from the lender(s), the negotiator HATES having to go back to the end investor and seeking approval on a different HUD, even if it’s legitimate under-estimating of closing fees. On one recent fiasco (prior to Nathan), this arroagant title agent “forgot” to factor in seller’s title policy (almost $1274 yikes!). Seven prelim HUD statements later, the title agent almost got it right. She continuously criticized me for the way I was handling the negotiations, though she had screwed up the prelim HUD numerous times. In the meantime, I suffered by having to keep going back to the negotiator and apologizing for HER incompetence. This title agent, similar to other  title agents, did not want to calculate fees for 90-120 days out, regardless of the reality of just how long a typical short sale takes. When title agents are in control of the prelim HUD, for me it’s been tragic. In almost every instance, I have had to reduce my commission just to save a closing. I HATE that, considering I’m working harder than ever. Whether or not the lenders are playing chicken with me, each time the lender has threatened to kill the short sale for the stupidity of these short-sighted title agents who pretend to understand the short sale process. You absolutely MUST become a prelim HUD expert.

Okay, I’ve gone on long enough. Of course, I could go on giving you specific instances showing clearly how these secrets have impacted my business.

If you are a Realtor, a mortgage professional, a real estate investor or somebody who’s looking to make money and help people avoid foreclosure, this program IS the answer to your prayers…for a super reasonable price.

If this doesn’t move you to action, I’m afraid nothing will. I am the most jaded and skeptical person you probably will meet. I wish I weren’t so skeptical, because I’ve missed legit opportunities.

Real estate and the stock markets have combined to STEAL most of my money…and probably your money too. And then comes along all these sales letters promising to make me rich just for pushing a couple buttons…well, let’s just say I have had enough of that crap.

I called Nathan and Chris out. They accepted & proved they’re 100% legit. And I held up my promise by going on video to give my honest opinion. If this is not enough, call or email me if you have any other questions about their course or how I’m integrating their secrets into my own real estate business.

Yep, I’ve read the other guys’ courses, and I still believe this course is #1 in my book. Oh yeah, some of you fellow skeptics might think I’m getting paid for this review. NOPE! Not one penny for saying what you’ve just read.

Nathan and Chris’ Short Sale Riches program is very step-by-step & easy to follow. But when you absorb 6 1/2 hours as I did, you’ll understand why I needed Advil on my drive home.

Now, go get their course right now. Absolutely do not delay. Click the link below…fill in your first name and email address to get their free report (it’s really good) and then scroll to the bottom of their (not so good) sales letter. Read it if you want. I recommend you skip it and go directly to the order button at the bottom of the page.

Invest in their course NOW (but only if you’re ready to make money and help people). If you plan on reading it from cover to cover and listening to the CDs without taking action,  do not buy their course.

Click the following link now to grab this short sales riches course before they raise the price again:

http://www.shortsalesriches.com/cmd.php?af=884356

**Once you’ve purchased their course, shoot me an email. I’d like to form a group for helping each other. Sound good?

I was ready to get out of real estate. I had suffered enough…and was beyond frustrated. Chris & Nathan have increased my chances of helping sellers avoid foreclosure and helping me earn my commission.

You see, my little “hate” email resulted in something I never (EVER) imagined but for which I am eternally grateful. :-)


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{ 13 comments… read them below or add one }

1 Kevin Dawson Tuesday, December 16, 2008 at 2:14 am

Mike,
It’s great to see your success. I think you are a hard-working, honest guy, and I wish you joy and high earnings in the New Year.

Wish? Hell, you don’t need wishes, at the rate you’re going. Go get ‘em, tiger!

2 Mike Tuesday, December 16, 2008 at 8:28 pm

Thanks, Kevin, for dropping by. You hit the nail on the head about “hard-working and honest.” As far as “success,” that hasn’t happened…yet. I *do* need wishes. :)

Mike

3 Angelique Thursday, December 18, 2008 at 4:05 pm

Ok, so I got the emails, saw the footage on you tube and even look if it was a scam.
Then I saw you had the courage to email the guy and actually face him with your questions and concerns, way to go!
I don’t doubt it works for him but to all realtors you sign up for the program??

Now I need the real opinion form a realtor to realtor, most of my business is from regular sellers and buyers so I want to increase it with short sales but there is so much scams that I am still not persuaded.

You tried and still no luck, I now it may be soon but I need concrete experience and real results to see if I will take the bait.
As you know being in real estate we get exposed to so much bait and solicitations that I rather pass than get burned and loose my cash.

All you input is appreciated!

Have a great day!
Angelique

4 Mike Thursday, December 18, 2008 at 4:30 pm

Thank you, Angelique, for sharing my skepticism. You are 100% correct. There’s a bunch of spammy garbage pitched on the Internet…and from our own brokerage offices for heaven’s sake.

I’m going to share a little bit here, but I want you to email me at mike(at)fixmyuglycredit(dot)com. I want to talk with you. Before I found Short Sale Riches, I was desperately searching for answers to resurrect my comatose real estate business.

I didn’t care (and still don’t care) to get “rich.” I wanted to get paid for my hard hard while helping people suffering through a foreclosure.

Here’s the bottom line, Angelique: This program works because you don’t just take a listing and wait for a buyer to throw you an offer (which is what realtors do…which is what I did).

I’d take a listing, try to figure out how to price it & throw it onto the MLS along with a gazillion other short sale listings.

I’d then shoot out those flyers ($$$$) and get heat from my broker to buy ads in HIS magazine.

You see, I had nothing…and I mean NOTHING…to lose when I emailed these “riches” guys and accepted their invitation to stand behind the curtain to see what they’re really doing.

Before I even had purchased the course, I left that meeting with Nathan (after 6 and one-half hours) knowing more about short sales than I could’ve expected:

1. I knew how to price shorts to attract real buyers.
2. I knew how to get a buyer IMMEDIATELY! Angelique, this is HUGE….
3. I knew how to minimize the bad BPO agents from screwing up the value. Wow, a successful short sale lives & dies by the BPO. Inside their course, they explain step-by-step what the BPO is and how to use “jedi mind tricks” to get the number you need. Stop right here, Angelique. If you get nothing more than this, this is 100x more valuable than the fee for their course, which by the way comes with a 100% money-back guarantee. You have nothing to lose than the time you invest to study it.
4. I knew what paperwork to use and how to avoid having to chase down a seller who’s moved out and left me to try to find him for initials, etc. Arrgh!

This is not taking some “bait.” I took the bait for you and want to help my colleagues…the good ones that is who want to help people.

To the greedy Realtors who care only about padding their own pockets and screwing up BPOs just to collect your $55.00-$85.00 BPO fee, you can burn in hell for all I care.

I’m not going to go off on that tangent, Angelique, but you know all about the back-stabbing, unethical “REALTORS” who proudly strut around pretending to be ethical.

Last night I was on a webinar with these guys telling about my day spent with Nathan. Earlier that day, a Realtor in my area called me about that YouTube vid. He thought the video was a marketing ploy…some setup. You see, I’m not the only one who is skeptical :-)

The only way to help move this massive inventory of pre-foreclosures and REOs is to discover these secrets and then take ACTION. Would you believe a few days ago, Nathan attended a NAR or FAR convention and tried to give away to Realtors his free report and couldn’t get Realtors to take something FREE?

This is exactly why there’s no competition for short sale listing/selling success using their system. No matter what, most Realtors (who are still around that is) will never learn new tricks. They already know everything they need to know.

Email me for my phone number if you have more questions.

Mike

5 I.P. Friday, December 26, 2008 at 10:43 am

Hi Mike,

Happy Holidays to you & yours!

My question pertains to Identity Theft. Recently someone deposited fraudulent checks in my bank account and withdrew cash to the tune of 10K. Now the Bank (originally-WAMU-now Chase) is charging me the $10K. How do I go about clearing this debt and my name as well. In addition, how do I prevent future incidents of Identity Theft?

Blessings,
I.P.

6 Mike Wednesday, December 31, 2008 at 2:16 am

I.P, on the surface, I’m trying to understand how somebody could “withdraw cash” from your account.

My experience is that banks require photo identification to withdraw.

The Patriot Act also slows down (to review & confirm) a >10k deposit.

Apparently, none of this happened with you.

Seriously, I don’t follow your “story.” Somebody deposits 10k. Then somebody (presumably the same person) turns around & withdraws 10k from your account.

Now you have a “debt”???? For what?

Please help me understand something I’m missing about your situation.

Thanks for commenting,
Mike

7 Jose Monday, January 26, 2009 at 12:29 pm

Hi Mike,

I’ve seen your video and read your blog about shortsalesriches.com, could you give us an update on how successful you have being with this course,how much your shortsale business has increased,# of closed deals you’ve accomplished because of this course etc…..

Your insight would be greatly appreciated

Jose

8 Mike Tuesday, January 27, 2009 at 8:11 pm

Thank you, Jose, for asking for an update. Finally, I have a good reason to “put up with” short sales. :)

If you’re expecting me to tell you I exploded my bank account last month or this month, that is not the case. Here’s what I’ve done since I met with Nathan and walked away with the “keys to the kingdom.”

1. I took time to understand the complete system! This is important to avoid serious mistakes while trying to help sellers in distress.
2. I have worked to “undue” some mistakes I made with current short sale files. You see, you simply must do it “the right way” at the beginning or you face delays, frustration & lots of work for NO payment (reward). Believe me when I say, it’s not fun to work for months on a file only to have it go DOA.
3. I assembled a team. Don’t even think about doing this on your own. You might actually make money, but you will burn yourself into the ground.
4. I spent way too much time trying to defend this system to Horizon Realty’s broker Matt Augustyniak. Unfortunately, Matt could not understand how this system really can (& does) help SELLERS, BUYERS & REALTORS much, much better than the failed methods most realtors try. He thinks this system uses greedy real estate investors to push desperate homeowners into foreclosure. Yes, I wasted much time. Oh well. Now, I have the opportunity to work with a broker who embraces LEGAL & ETHICAL strategies for helping people beyond the failed strategies. Fortunately, I have found three such brokers from which I’ll pick one. IMPORTANT: If you’re a realtor, do not waste time trying to convince a reluctant broker of something new and effective. If your broker cannot/will not wrap his/her brain around the concept, study all aspects of the paperwork & confirm with experts that everything is LEGAL, leave immediately. Don’t repeat my mistake. Surround yourself with people who are doers and students. On the bright side, Matt helped me out four years ago when my previous broker disappeared, leaving us agents without a wall on which to hang our license. Matt stayed late to process my application. I still am grateful for that consideration. Simply, I must move on to bigger and better opportunities with people who understand this system.

Jose, once you fully understand the system, get your team together & create your systemic plan you are ready to roll. I had said if I simply could find a secret for helping me with the process, the money paid for the “system” would be WELL worth the price. Instead of one secret, I have discovered a miracle.

Already, 2 closings have paid me more in commission than I made in RE commission in all of 2008. To me, that is Un-Frickin-Be-Liev-Able!

And this is just the beginning.

I will own my local market, as I’m eager to help sellers, buyers and realtors. I’m begun letting realtors know that instead of banging their heads against the wall trying to push a short sale through I will pay them a referral fee (compared to ZERO for working hard and losing the listing to foreclosure) & they don’t have to lift a finger.

This is one way for realtors to jumpstart their business…very quickly while building that lead generation pipeline.

Nope, I didn’t deposit $119,568.00 into my bank account last month, Jose. I built my foundation. To me, that’s more valuable, as I will be around for a LONG time to come…just as short sales are not going away.

Jose (and others), get started TODAY! Do not put off building your team based on this system. The system is GREAT! I cannot wait to record another video for Chris & Nathan. This time, my video will show just how grateful I am to them for giving me HOPE.

Thanks, Jose, for stopping by. Now, what are you doing with short sales? Are you a Realtor…a mortgage pro…someone who wants to help and earn from this opportunity?

Hope you stop back. I want to hear more about your interest and experience in shorts.

Mike

9 Angelique Monday, March 9, 2009 at 1:42 pm

Hi Mike,

any news? How is the system working for you?
I am listing more and more short sale – not my favorites but the market is changing and we had to evolve with it before it gets better.

Keep me posted on your tips and ways it’s working for you.

Have a great day!

10 Mike Monday, March 9, 2009 at 1:49 pm

Hey Angelique,

Good to hear from you. What “system” are you using to help people avoid foreclosure? Are you taking any listings with more than one lender? I’m finding that 2nds are getting more difficult to work with…unless you have the same lender. What’s your experience? And 2nds are quick to sell or transfer servicing, putting these decisions into the hands of debt collectors who will tell you $4,000 one day & $24,000 the next day…but nothing in writing. Damn debt collectors.

In what market are you working?

Let’s talk by phone & compare notes. In today’s market, those of us willing to do something different must help each other.

Cheers,
Mike

11 Kevin Thursday, April 2, 2009 at 9:03 pm

Mike I just purchased the program. But I don’t know your email address so we could talk.

12 Gloria Friday, May 15, 2009 at 5:02 pm

Hi Mike,

I saw your vidio with Nate Yesterday.
I told my sister about it during our evening walk. She is such a skeptic. She said, he’s probably an actor. So I looked you up on the web and here you are.

I am not in any business and have no education to speek of.
I would like to now how much do you have to spend before you get anything back and how long would that take?

They say it cost nothing to get started. I say, it costs $500 for the course and almost $200 a month after the first for the program. If it takes three or four months to get a short sale through the pipeline then that could cost you over $1100 before you see a dime come back to you.

What say you?

13 Mike Friday, May 15, 2009 at 6:13 pm

Hi Gloria!

I say, your sister thought I’m an actor? Me? Now that’s funny (lol).

No (I’m sorry to say), I’m not an actor. I can relate to the skeptic part but I’m just a Sarasota Realtor trying to rebuild a real estate business that fell off the cliff when the market crashed.

I was ready to give up on real estate. I was working harder than ever before and not helping anyone…and not getting paid for my hard work.

In my mind, Nathan’s system is the ONLY way to work short sales. You’re right about the $500 upfront fee. I don’t know what the $200 /month fee is…to my knowledge, there is no recurring fee.

My guess, Gloria, is that most people buying Nathan’s course never use it. They think they’ll buy a course and the money will roll in with no work. It doesn’t work that way, does it? Short sales are here for months to come. One completed short sale nets $10,000 (or more).

In my mind, that’s a great ROI. What I was doing before was NOT working and I watch helplessly as sellers lost their homes. I couldn’t help them.

Every day, I see realtors who THINK they know how to work short sales. Their ignorance and pride actually HURT sellers, whom they’re trying to help.

If you are going to try to help people avoid foreclosure, at least get the knowledge first, whether you get it free from someone who knows or you pay for someone’s training. The choice is yours.

Thanks for emailing me. If you have any specific questions, please ask. I’ll be glad to try to help.

Mike

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