In my newsletter, I explain why you need to get with this credit reporting agency for reporting ALL your on-time monthly payments not currently reported by the Big 3. Shouldn’t you and everyone else get CREDIT for on-time bill payments of water, electric, rent, telephone, cable TV, insurance, etc????? YES, you should.

Mike

Get the names of any company’s executives, Lester, from the Internet. Thanks for asking.

Mike

About your experience with Sprint. It looks like you did things by the book. [If there is such a book] What I am inquiring about is how did you get the names of those Sprint executives or how would one get the names of any “Big Wig”?

Lester Falgout

New Orleans

Mike

Please share what you think of this mock letter I intend to send to a creditor to score a deletion; and, maybe offer a suggestion on how to make it a letter that will work, or work out a deal with me to put a letter together in the near, near future:

My Name
Address
City, St Zip

Date

Company Executive Addresses

Subj: Acct# xxxxxxxxxxx

Dear Sir, Madam, or Ma’am,

I have been an Acme customer off and on since the 1980′s. I have had a few bumpy roads along the way, but have eventually, and always paid everything I owed to the company.

Recently, I checked my credit report and I found a collection account for an amount I verbally disputed months ago, Acct# xxxxxxxxxx.
As result of no joy with the outcome of that dispute months ago, I undesirably and unfortunately have gone from Acme as a customer for a spell to other providers for landline,cell phone and high speed Internet services.

I paid on the alledged balance periodically and other amounts I don’t think I owe because it needed to be resolved and I had little success convincing customer specialists something did not quite pan out correctly.

I really desire to have an zPhone 3Gs in my hand, but I am almost afraid to come back. Here’s why:

With almost every service I have had in the past few years with Acme, except for XXPhone services, I ended up with surprises on my bills. However, because of no surprises on my current cell phone carrier bill in nearly the two years I have used them, I have been able to sustain with no issues although their services are inferior to Acme’s in serveral ways, namely the voice mail service and the “gadgets”. I have the strongest desire to eventually come back to Acme.

Therefore, I very, very respectfully request help with resolving this matter in any way you will, preferably including the following resolutions and perks:

The collection item be removed from my credit report immediately.

I pay the alledged balance and receive credit towards the purchase of two zPhone 3Gs and 30 days to try the service with the zPhones.

Sincerely,

My Name

cc:

You now see exactly why (strategic) credit repair is CRITICAL. It seemed so beneficial to “score deletions,” didn’t it? Unfortunately, when you score deletions you are deleting account information. There’s no history, good or bad, for potential creditors to see.

Keep in mind, your credit scores are determined by account information within the most recent 24 months. Further, do not apply for credit until you know the terms of acceptance and know that you can be approved. Inquiries can stay on your reports for 2 years.

As for Sprint not reporting your account, that’s typical. There’s no law requiring any creditor to report to 1, 2 or all 3 bureaus. You need http://www.prbc.com.

Have you sent me an email to get your name on my first-call list for the CD? If not, please do that now.

Hope this helps you, Rodney.

Mike

Also i have been in a slump last your i had a negative marks removed now the only two people who gave me credit are Caputal one and Pay pal Buyer credit I shop online and use paypal.Now for some reason when i aply for credit im denied because of lack of credit history did i remove the wrong things they were 13 old reaged accounts i have 6or 7 inquiries so i camnt apply for anything now is this a re created problem now? i would like the free CD please and any advice would be greatly appreciated

These are just a couple “issues” I’ve faced and resolved recently with my powerful secret weapon. You see, it’s not just a “letter” because anyone can write a letter.

People need to know the “right” way to stand up to these abuses. You are not in the majority, Todd. Most people do not stand up to abuses.

On my new CD, 8 Secrets to a 680 Credit Score, I show how this powerful “secret” works for repairing credit AND resolving consumer issues!

Isn’t it nice, Todd, when you put money back in your pockets instead of Verizon’s pockets?

Good job!

Mike