Joanie W. of Greeley, CO, discovered our system and now her family is enjoying their new home. Her husband and she have fixed their credit enough to bank qualify, but they have such a great situation in their new home that they're in no hurry.

They're in *no* hurry. They're enjoying their dream as they fix their credit.

Dream Big...Even During Your Darkest Moments

What a blessing, Kris thought. Her parents' invitation for her and the two grandchildren to move in with them gave her some breathing room. She could put the bad times behind her, getting the new start she had imagined.

Just like that, the pieces began to fall in place...no bad credit dragging her down...no feeling sorry for herself. She had earned herself a new job she really liked and a promotion soon to be announced.

The Law Of Attaction Gives Us What We're Thinking And Feeling

Of course, you know what happend next. Kris' short-lived "escape" from bad credit caught up with her at the place she least expected it. The invitation to HR (Human Resources) supposedly was to congratulate her on a hard-earned job promotion.

“I’ll never forget the shock…that moment my secret came out was both a blur and a relief. I thought HR was calling me in to congratulate me. Instead, they had discovered my secret. After all that time, I was ready to face my bad credit. Ya know, it wasn’t as bad as I thought. I’m glad I found your help. The videos alone are very helpful. Thank you.” Kris H. Carmel, CA "I am a Realtor whose business dried up in late 2005. A friend who's also a Realtor referred me and I signed up immediately. With your training, I've hit the ground running. My entire presentation changed. I went back through my prospect list and told them I learned something new that might help them. I immediately picked up five customers in the first week. I loaded my autoresponder with 'benefits' and my phone began ringing. It's cool being able to help people again. I also like what you're doing with your InspireMe stuff. Have you considered teaching Realtors and mortgage people how to market effectively to people? You've taught me as much about marketing as all the training sessions at Coldwell I've attended. Thank you a million thanks. Keep it coming!" "P.S. Mike, I didn't know what an autoresponder was before you. This one inexpensive tool keeps me in front of prospects and is directly responsible for seven new customers. Wow!" Marcus Olheimer Fort Worth, TX "Thank you for making this training affordable. ...your step-by-step reports and videos are amazing. I've never seen such detailed training. After years of ugly credit, we have raised our scores +90 (hubby) and +120 (me) in only four months. We love the newsletters. Bless you." Sara H. Madison, WI "...I've spent $100s on worthless ebooks making incredible promises. Thank you for not making promises you couldn't make...The videos finally clarified this process for me. I zapped 3 re-aged accounts....my scores jumped 60 points. Thank you." Chris H. Las Cruces, NM "...Thanks for making your training affordable. I'm on a budget and I through a bunch of money away each month. I have a hardrive full of worthless credit repair ebooks...it's easy-to-understand and full of examples. I particularly like the case studies...it's nice hearing about others and how they struggled through bad credit. Thanks for showing us the way with step-by-step help...." Monica G. Provo, UT

Not so. Kris discovered, much to her shock, that employers, whether existing or prospective, can and do pull employees' credit before hiring or promoting

Kris didn't want to take time to fix her credit. Instead, she really wanted to pay somebody to do it for her.

Makes perfect sense. Credit repair is not fun. It's work. Yes, it is. For Kris and countless others, the reward more than makes up for the lack of fun.

What is it worth to you to know the "YES" answer before you even fill out a credit application?

What is it worth to you to know the rental application you're co-signing for your 19-year-old son or daughter will be approved?

What is it worth to you to finally be done with bad credit?

For years, our customers paid their hard-earned money to big and small credit repair companies, which promised to fix their credit. Some of these companies were even law firms...or that's what they said.

These companies told our customers they'd have attorneys skilled in Federal Law review their credit reports and improve their credit.

They made 100% guarantees to remove bankruptcies, foreclosures, collections, tax liens, charge-offs, lates, etc.

Without even reviewing the reports, they made these promises.

Guess What...It Was 100% Bull *%$#!

These big and small credit repair companies did not fix our customers' bad credit. By the way, when was the last time you got an attorney to write you a letter for $29.95 or even $99.95?

Do you really believe attorneys are fixing your credit?

Many insiders claim most credit "repair" companies outsource your credit "repair" overseas. How protected is your private (extremely sensitive) information (that is, your social security number, your date of birth, your address, your emplorer, etc) in other people's hands?

Should you have your most private (sensitive) information in strangers' hands? Should you even have to think about your answer?

Hard Lesson Learned #THREE:

Credit repair companies do not fix bad credit. Avoid flushing your hard-earned money down the toilet and risking identity theft on top of it.

Listen to the Federal Trade Commission (FTC), when it states that a credit repair company cannot do anything for you (and your bad credit) that you can't do for yourselves. To this we'll add, once you learn what to do and how to do it, credit repair is NOT rocket science.

This is not about "finding" time; this is about "making" time! Fixing your credit is not just about stopping the debt collector's phone calls (all day, every day) and letters hand-delivered by your friendly mail delivery person.

Fixing your credit is also about hearing "YES, you're approved!" and giving yourself pay raises.

"I don't even want to think about all the money I wasted on insane interest rates, higher this and higher that...I know my improved credit cut my monthly house payment $653.43. That is incredible," said Kris.

Bad Credit Steals Your Hard-Earned Money!

Kris quickly discovered just how damn expensive bad credit is. She already knew she was overpaying for her security deposit, her insurance (auto, health, life, renter's/homeowner's) premiums, and her car payment.

"I couldn't even get a cell phone. I had to go with one of those 'pay-as-you-go' phones...I was way beyond humiliation," shared Kris.

Kris wasted her hard-earned money each month on outrageous interest rates and bad credit. Here's just one example showing the impact of damaged credit on a $20,000 car loan paid over 48 months.

Hard Lesson Learned #FOUR:

*Source: Over 82 million Americans live with poor credit scores. According to the Government Accountability Office, many consumers are aware of the basics of credit scores, but they are not aware of the factors that can lead to a high or low score.

At the time, we were not able to help people 'buy' their new homes outside of our small area in the Orlando, Florida, area. Kris had managed to improve her credit enought to qualiy for a 'bad' loan...one of those 'sub-prime' loan. Kim didn't care, though.

She was ecstatic at hearing "yes" instead of all hearing "no".

"Not until after I bought my home did I learn about the lease-option. It sounds fabulous. But it didn't matter, though...all I cared about was getting my boys their own home...I had fixed my credit enough to get approved for a mortgage. If you had seen my 'before' and 'after' scores, you would be thrilled for me too," states Kris. "I was so happy to get financed (even with a high-rate mortgage)...I was so happy."

Naturally, Kris was even happier when she refinanced out of her "...high-rate..." mortgage, giving herself a $653.43 /month PAY RAISE!

Mortgage Amount	Interest Rate	Payment	Savings / Month
$420,000	9.99%	$3,682.70	$0.00
$420,000	8%	$3,029.27	-$653.43

**NOTE** Don't forget, this is California we're talking about. A "starter" home in California costs $420,000. In many parts of California, one cannot even buy a home of any kind for $420,000. Though Kris had improved her scores, she had not improved them enough to ge a lower interest rate.

But hey, who's counting? An 8% rate is a whole lot better than 9.99%.

**NOTE** Forget trying to get a mortgage with a *middle* FICO below 620-650. It's not happening today, even if you were desperate enough and not informed enough to know of a better way to buy your home. By the way, there is a better way to buy your home with bad credit, no bank qualifying & no big down payment. We'll get to that later.

"Of course, I knew I was overpaying for everything....when all you hear is "NO"...and I heard "NO" a bunch. At one point, I couldn't even get a cell phone. You see, I was thrilled to overpay. I overpaid for my car too. I know that. I faced that reality. I had to have to have a car. When you don't have the credit, you take what you can get," Kris added.

The following chart actually is better than most "buy here, pay here" car lots. It doesn't matter whether the chart is dead-on, high or low. The bottom line is that bad credit is damn expensive. How bad?

For a $20,000 car loan, the person with ugly credit--if he can get financed at all--will overpay $9,213.15 for the privilege of getting financed. Wow, don't do me any favors.

The Big 3 (Equifax, Experian & Transunion) do not want you to repair your damaged credit.

The Big 3 profit off your bad credit. These private companies called the Big 3 are not eager to correct mistakes THEY make to your credit file.

Hard Lesson Learned #FIVE:

An estimated 82 million Americans suffer from damaged credit (*Source: Government Accountability Office) and the recent foreclosure numbers guarantee more bad credit...more credit reporting errors...more time, frustration & money spent fighting and suffering from bad credit.

How many of those 82,000,000 will give an "ATM card" and all their personal information to strangers pretending to be credit repair "experts."

Irvine-based RealtyTrac Inc. reports a total of 446,726 homes nationwide were targeted by some sort of foreclosure activity from July to September 2007, up 100.1 percent from 223,233 properties in the year-ago period.

Your Choice Should Be A Simple One...?

You can stick your head in the sand and pretend you don't have bad credit and that bad credit is not hurting you.

You can pay a credit repair company anywhere from $29.95 a month to $4,000 to fix your bad credit. You may or may not get your credit fixed, despite their outrageous claims.

You can take charge of your situation by learning what you need to do to improve your credit, legally and finally.

We have met people who are in bad credit denial...they're still pissed at the world. We've met many people who have forked over hundreds, if not thousands of dollars, for somebody else to (try to) fix their credit.

Hard Lesson Learned #SIX:

We agree, there is no quick fix and when you rely on the credit (dis)repair companies who make outrageous claims. By the way, did you know that most websites for the BIG credit (dis)repair companies are websites put up by people getting paid to refer you to the big guys?

It's called affiliate marketing, which is nothing more than a "sales" person pitching a product or service. You must take responsibility for your bad credit and not expect somebody to do this for you.

"I'm enjoying my dream home and I'm fixing my credit...." To Whom It May Concern, This is my first ever email sent to say THANK YOU. With your amazing help, I have raised my credit score 50 points! 50 points...in only one month's time. I know you must hear this all the time -- I could not believe and still can't believe just how good this really is! Your credit repair is clear and detailed. The 12-steps show me exactly what to do. More importantly, my credit really is improving. As you always say, I'm taking action...after years of trying to hide in shame from my bad credit, it feels good to be in control. Sometimes, things that sound too good to be true really are that good. For me, I just needed to have faith. To your entire team, thank you so much for all you've done to help me and everybody else. I am not ashamed any more. Thank you for letting me know that I'm not alone, that other people have credit problems too. Perhaps best of all, I learned how to lease-option my own home. Your information is so clear that I followed the steps just as they're laid out. We are enjoying our dream home and we're fixing our credit. We could get financed right now, but we've chosen to build as much equity as possible. I am now telling everybody I know about your wonderful credit repair program. My family and I can't thank you enough. Sincerely, Joanie W. Greeley, CO

Kris and many other beta-testers have put this credit repair boot camp through its paces.

Finally, we're throwing back the curtain and revealing to you our proven system for buying your new home now as you fix your bad credit.

Live In & Enjoy Your New Home And Fix Your Bad Credit?

Our Boot Camp includes step-by-step, easy-to-understand audios, videos, reports & articles explaining how to fix (your) bad credit.

Here's exactly what your receive with INSTANT ACCESS to our Boot Camp and bonues (**please see below**):

Get Instant Access To Our "Boot Camp" Now! Discover How To 'Buy' Your New Home with Bad Credit, No Bank Qualifying, No Big Down Payment *AS* You Improve Your FICO Scores .... (Special Report) You Really Can Buy Your Dream Home Today With (Good) or Bad Credit, No Bank Qualifying & A Low Down Payment! Here's a BIG surprise. In this letter, we've talked only of credit repair. However, we're not stopping with helping you fix your credit. No way! We are going to show you exactly how to utilize the Lease-Option to "BUY" your new home right now, even with ugly credit. Yes, you heard me right. Most people fixing their credit want to buy a home. You will live in and enjoy your new home as if it's your own--while you repair your credit. Regardless of where you live in the United States, big city or small town, you can lease-option your new home. You do NOT have to wait for good credit to enjoy your new home ( pdf ). (eBOOK) CREDIT REPAIR BOOT CAMP: This step-by-step, easy-to-understand credit repair guide walks you through your credit issues, showing you with photographs exactly how to read & understand your reports, how to mine for deletions by recognizing common debt collectors' tricks & how to blast deletions off your reports. We use real bad accounts on real credit reports to SHOW you how to use strategies and strategy to remove bad credit accounts. "Mining for deletions" is legal..it's easy as ABC...and best of all it works for ANY kind of bad credit account ( pdf ). (VIDEO) Part ONE - Explode Your FICO: How To Score Deletions Overview? With real credit repair, you must utilize 100% legal and effective stategies In this powerful 3-part video series, you get to "SEE" exactly how to improve your credit. Even if you have legitimate bad credit accounts on your reports, you legally can score deletions (*you can watch these videos online with no special software as often as you like; start & stop as you please). (VIDEO) Part TWO - Explode Your FICO: Say Hello To A "Friend". Don't sit back...don't grab the popcorn...and don't grab for the remote. This lesson begins your credit repair journey. You will learn where to get FREE (no gimmicks) copies of your credit reports...how to "see" your reports...and how to think strategically about improving your FICO. Absolutely do not just fire off a bunch of dispute and debt validation letters (*you can watch these videos online with no special software as often as you like; start & stop as you please). (VIDEO) Part THREE - Explode Your FICO: It's Time To Score Deletions! Learn how to "mine for deletions!" In this video, we show you exactly how to score deletions using two real-life bad credit accounts, one big collection and one small collection. We walk you through the exact steps. We show you how to think strategically about bad credit. ...how to use Federal Law to your advantage. ...how to mine for deletions. ...and how to use Statute of Limitations to your advantage. This video is pure gold (*you can watch these videos online with no special software as often as you like; start & stop as you please). This IS Our Boot Camp! It's Powerful...It's Doable..And Best Of All, It's For You!

Here's a bit of what you will discover in our Credit Repair Boot Camp as you get your credit where you've always wanted it to be:

How to get your 3 credit reports 100% free...no gimmicks or gotchas. This is the only place to get your free credit reports. We also explain exactly how to read & understand your credit reports. You'll see...they're easy to understand.

How to 'mine for deletions' to improve your scores. Legally and effectively blast deletions from your credit reports. Is there truth to removing bankruptcies, foreclosures, collections, charge-offs, lates, inquiries, etc. from your reports? YES, if you know how to mine for deletions. In the videos and the ebook, the Boot Camp grabs your hand and walks you through each step. It's easy. Really.

Why you should never blindly shoot off dispute letters. We'll show you exactly why and when you should let "sleeping dogs lie."

Why you should never pay debt collectors one penny until you do this first. This is SERIOUS! Every day, we hear from people who try to do what's 'right'. Psst, did you know that paying a debt collector what the debt collector claims you owe will NOT improve your credit scores?

This super-secret 'MOV' stategy that the Big 3 absolutely do not want leaked to you. forcing credit reporting agencies to re-investigate once they brush you off with 'verified as accurate' response letters. Avoid those worthless dispute letters you download off the Internet like the plague.

How to keep debt collectors from harassing you. You have more rights than debt collectors have, even if you currently think you're alone against these debt collectors. Learn how to stop debt collectors in their tracks.

Why you should NEVER use dispute letters/templates downloaded off a website...any website.

Why you should never allow lenders to "compete for your business"...learn how competing lenders kill your FICO! Here's what you should do instead...it's easy and it's common-sense Absolutely do not allow mortgage lenders to compete for your business.

***Priceless: How much are these secrets, tips & strategies worth to you? Bad credit is damn expensive...it's frustrating...it's full of anger and confusion....and it leaves you feeling helpless.

It doesn't have to be this way.

***Bottom Line: We have chosen to make this life-changing opportunity available to a limited number of peoople. To the 4,000+ people following our [Credit-Success] program who have put this training material through its paces and forced us to improve it, we are grateful.

To them, we are opening the doors first. We may sell out before ever going public, at which time you may join our first-call list.

***Cancel Anytime: Of course, you can cancel anytime should you not find value in this low monthly fee.. Let's put it this way, if you find a more inspiring, more educational, and more beneficial use for you 67 cents per day, we encourage you to cancel.

As a super cool bonus, enjoy your free 30-day trial membership in our members-only club and then pay just $19.95 per month (that's .67 cents a day) if you choose to stick around after 30 days.

If you have damaged credit, take action now--don't keep throwing good money at bad credit: get your credit fixed now. By all means, do NOT stick your head in the sand and hope 7-10 years fly by quickly.

YES, I Want Instant Access Now. I Really Want To Live In & Enjoy My New Home And Begin Repairing My Own Bad Credit! "I have Read and Agree to the Privacy Policy, Terms Of Service & Disclaimer." Normal price $149.95. *Not in effect yet.* Buy now to lock in the current low introductory price of $29.95 (BIG discount) ***Only $29.95*** **NOTICE** Paypal keeps your account information private & secure. We do not want or receive your account information. Once Paypal confirms payment, you immediately use your chosen username/password to log-in to download & access all promised credit repair help. Get started now! Transaction Processing On top of this great opportunity, I'm going to include the following FREE bonuses: Bonus #1: AUDIO: Stand Clear of Exploding Mortgages…Use This "Tourniquet" Now To Save Your "ARM"! The "sub-prime" mortgages continue to boot hundreds of thousands of children out of their homes. This is an emergency. Where's the help? If you have a mortgage...an adjustable rate mortgage...you need to hear this now. (retail value: $19.95...yours free!) Bonus #2: WARNING: Before You Lose $169,116.81 On Your Next Home Mortgage, Read This Special Report! Just because a mortgage lender says "Yes" doesn't mean you're getting a good mortgage. How to know a bad loan from a good loan?(retail value: $29.95...yours free!) Bonus #3: Read Now & Pray This Never Happens To You! How One Small-Town School Teacher Got Slammed With Big-Time Identity Theft & How She Fought Back! Today's ID Theft "targeted" victims are your children. Yes, children, teachers & elderly. This is a must-read report jammed with "must-do" strategies.(retail value: $29.95...yours free!) Bonus #4: 30-Day FREE Trial Membership in our members-only club. Inside our club, you will receive tons of valuable step-by-step and easy-to-understand help with fixing your bad credit, buying your dream home (yes, you can do it!), debt help (budgeting), avoiding or fighting identity theft, foreclosure, etc. Enjoy our active discussion forum and InspireMe now success stories. (retail value: $19.95...yours free!) Your 30 day free trial membership will give you unlimited and immediate access to : Our active, members-only discussion forum where we discuss strategies & answer questions; share your success; learn how to utilize the lease-option to buy your dream home even with bad credit; get answers to your mortgage & real estate questions…how to fix your credit, save you money & make you money. Our Monthly Newsletter filled with InpireMe (member success stories) case studies; Surveys and Polls; "How-To…” Audios & Videos (we LOVE using video and audios to fill you with confidence); & Step-by-step, easy-to-understand articles & special reports. YES, I Want Instant Access Now. I Really Want To Live In & Enjoy My New Home And Begin Repairing My Own Bad Credit! Normal price $149.95. *Not in effect yet.* Buy now to lock in the current low introductory price of $29.95 (BIG discount ) ***Only $29.95*** **NOTICE** Paypal keeps your account information private & secure. We do not want or receive your account information. Once Paypal confirms payment, you immediately use your chosen username/password to log-in to download & access all promised credit repair help. Get started now! Transaction Processing

Let Your Dreams Become Reality...I'm 100% Convinced This Will Work For You Too!

The 12 Steps will guide you through the FICO maze...you can enjoy better credit starting today...you're just a couple clicks away.

We will provide you with step-by-step, easy-to-understand audios, videos, action-packed articles with "how-to" step-by-step guidance & special reports.

What is improved credit and your new home worth to you?

Ken & Adriane P. of Clermont, FL, didn't allow a challenging situation to destroy their dream of home ownership. They took advantage of an opportunity to grab the keys to their dream home.

QUESTIONS? Please Contact Us with any questions or comments.