Craig & LeAnn Didn't Know
Their Options & Didn't Have An
Escape Plan....
LeAnn found my
blog and called me, hoping I could perform a miracle.They
were 5 months behind in house payments...and $22,546.78
in credit card debt. The bank had not (ever) heard
from them.
The bank was moving forward with
foreclosure.
LeAnn and Craig desperately tried
to come up with an escape plan, oblivious to options or
consequences.
They did not know about foreclosure
defense or loan modification or
forensic audit or short
sale or deficiency judgment
or rabid debt collectors or the
reality of bad credit on life after tragedy.
How would they know any of this--they
never had faced financial difficulty, not so much
as a last payment on anything in their lives.
Craig did not have work...or any
real prospects for work in his field...as a construction
supervisor. Not much construction going on in Bradenton
or Florida for that matter.
How We Stared
At The Facts
& Developed A Game Plan!
With 3 children playing nearby, I met with Craig &
LeAnn and asked them what they were going to do. They
had no plan.
They had NO plan. They had no family nearby to move in
with as they recovered. They had not shared this nightmare
with friends or family.
How could you help but feel for Craig & LeAnn. I
certainly didn't blame them for not taking action sooner.
Craig worked a full-time "job" just trying to
find work. LeAnn worked full-time and tried to keep the
kids insulated from their pain.
Immediately, I insisted Craig & LeAnn talk
with the law firm I strongly recommend. I can
assess and recommend a strategy, but I cannot impact a
foreclosure defense: that where a lawyer who specializes
is worth gold.
The firm I recommend specializes in foreclosure
defense & loan modification, and their fee
typically is less than one month's house payment.
Craig & LeAnn did not want
to keep the house. They couldn't afford it. But they did
want to stay as long as they could. They wanted to try
to save some money & avoid foreclosure (especially
when they understood the fallout of a foreclosure).
Craig & LeAnn authorized me
to talk with Wells Fargo (which actually is America's
Servicing Company or ASC). The attorney reviewing Craig
& LeAnn's paperwork quickly discovered RESPA violations...
The attorney also discovered strong
grounds for affirmative defense on Craig &
LeAnn's behalf. Craig & LeAnn now feel a sense of
control. They understand the process; they have an attorney
representing them; & we've implemented a solid short
payoff game plan.
The intent is to give Craig &
LeAnn more time to save some money and sell the house
(short) so they can walk away, free from nasty debt collectors
who otherwise would call and call and call them for years.
You Must
Take Immediate Action
If You Want To Try To Save
Your Home Or Walk Away
From This Nightware Without
The Debt Collectors Chasing You
For Years To Come!
-
If you are
behind in your house payment, please call or
email me immediately. Do not let just hand
the house back to the bank!
Do you want to stay
in your home? If your payment were lower,
could you afford to stay?
If you cannot afford
to stay, you must call the right people who can help you
avoid foreclosure!
If this isn't bad enough, people
facing what Craig & LeAnn are facing must deal with
scammers who pretend to offer a miracle solution.
These scammers want you to sign over
ownership of the house to them, often telling you they will
get the house out of foreclosure and allow you to keep on
living there until you're back on your feet.
At which time, you can get ownership
back. Sounds wonderful, doesn't it?
Olivia Ortiz encountered scammers
who ended up stealing her house, taking advantage of her
during a troubled time. In our Featured Resources below,
Olivia Oriz shares her unfortunate story titled, “Avoid
Foreclosure Rescue Scams Designed to Steal Your Home…Don’t
Face This Horror Alone!”
Whether you have an investment property
$1,000s underwater or your family's home you want to save,
I want you to call me. Don't walk away. Don't stick your
heard in the sand, hoping this horror will go away.
Get a hold of me now. Get over to
my real estate website now even if you're not in the Sarasota-Orlando
(FL) area: Sarasota
Homes For Sale | Sarasota Houses
|
Facing
foreclosure and bankruptcy was the worst time
of our lives. We are so grateful to Mike Payne
for guiding us out of foreclosure and bankruptcy.
The call we made to Mike has changed our lives....
–LeAnn & Craig H., Bradenton,
Florida
