Instead of buying outright, we chose to lease-option. We have the credit and the money, but why risk our money or credit in this shaky market.. We found our dream home...buying our home this way is perfect for us....
–Jay & Shawna, Venice, FL

Do not buy your home the 'traditional' way until you read this.

Whether you have great or ugly credit, you can buy your home in a less risky and less expensive way.

The Lease-Option Miracle

There's a 'better' way to buy your new home.

Are you concerned about buying a home in a soft market, only to have your home lose value?

Would you like to 'try-out' your new home and neighborhood without risking your cash and credit?

Would you like to buy your home with bad credit, no bank qualifying & no big down payment?

This is absolutely real...it's easy...it's safe and legal...and it's something you can do in any town of any state.

When you learn about the lease-option strategy for buying your new home with or without a real estate agent (we recommend working with a knowledgeable agent), you may wonder where this strategy has been hiding all these years.

"We had heard about lease-options but thought only investors did lease-option. We didn't even know that regular people could lease-option...this is a great way to buy a home," says Shawna M. of Venice, Florida

Lease + Option = Safe & Sound

The lease-option provides the flexibility of a lease with the power of an ‘option, allowing you to purchase at a future date with a locked-in purchase price.

You are not legally bound to buy, but the seller is legally bound to sell should you exercise your option agreement.

As you can imagine, people with bad credit choose to lease-option their home as they fix their credit and enjoy their new home and neighborhood.

On the other hand, people with good credit choose to lease-option to ‘try-out’ their new home and neighborhood without commiting their credit and cash…once they agree on the house, the value & the neighborhood, they exercise their option to confirm based on the contract.

Commitment. Knowledge. Action!

You don’t need a real estate license to lease-option your new home. Simply, you need commitment and action. As a special bonus to members of fixmyuglycredit, we will show you exactly how to do this on your own.

However, if you are a real estate or mortgage professional, this valuable information will allow you to help more families lease-option and enjoy their new homes as they fix their credit. You most certainly will create more lifetime customers when you help make their dreams come true.

Who knows, you may even find potential customers inside our members-only area--people who want you to help them fix their credit and lease-option their new home.

3-2-1 Blast-off…Let’s Get Started!

Objective: To educate you on buying your dream home using the powerful and perfectly legal Lease-Option, which is recognized throughout the United States and utilized by buyers and sellers for decades.

Inside our discussion forum and in monthly newsletters, you will get answers to questions about the lease-option contract, finding your new home, talking to sellers on the phone and in person.

The Lease-Option works in any market…and it’s especially powerful in today’s soft market.

	SPECIAL REPORT: Buy Your Dream Home Today With (Good) or Bad Credit, No Bank Qualifying & A Low Down Payment! You can buy your new home today. This is not some 'too good to be true' claim! It's real and people with good and bad credit are buying their homes using this strategy. You will not overpay for your new home…you will not bank qualify…you will not hand over a huge down payment…and you will not settle for an ‘ugly’ or ‘fixer-upper’ home...read more>>.
	Orlando Doctor Buys His New Home With No Bank Qualifying & No Big Down Payment. With good or bad credit, you can buy your new home as Dr. ‘S’ has done. “The Lease-Option Makes Perfect Sense, Once You’re Able To Wrap Your Brain Around It….” – Dr. Mark “S” The Lease-Option is not just for people with damaged credit—more and more people with good credit and sufficient down payment money are choosing this buying strategy. You do not risk your credit or cash, as you ‘control’ and enjoy your new home...read more>> .
	Avoid Foreclosure Rescue Scams Designed to Steal Your Home…Don’t Face This Horror Alone! "...and I Still Didn’t Feel Like They Were Lying to Me," muttered victim Olivia Ortiz, after realizing the "nice guys promising to 'help' her were actually stealing her house. Don't allow somebody you care about to suffer through a foreclosure rescue scam. The U.S. foreclosure rate is rising. The website www.foreclosures.com reports "...a record total of 355,624 foreclosures this year (as of August 2007)...read more>>.
	The following forms are available for download in Adobe PDF format and/or fully editable MS Word format.
	DOWNLOAD : Pro-Tenant Lease. Examine this sample lease contract favoring the TENANT. Please review each section. A lease-option contract combines a LEASE + a (purchase) OPTION. Acrobat Word
	DOWNLOAD : Pro-Buyer Purchase Option. Examine this sample purchase-option contract favoring the BUYER. Please review each section. A lease-option contract combines a LEASE + a (purchase) OPTION. Acrobat Word
	DOWNLOAD : Memorandum of Option. As a buyer, you must take caution to protect your Option from interferance. Acrobat
	DOWNLOAD: Affidavit of Equitable Interest. Your attorney may insist on protecting your Option with an Affadavit of Equitable Interest. Acrobat
	DOWNLOAD: Seller’s Property Disclosure. Don’t be confused. Sellers must provide certain papework, thus disclosing all they know about the house they’re selling. By law, sellers cannot attempt to hide problems with the house. In Florida, sellers of real property (house) complete this Seller’s Property Disclosure.The Seller’s Property Disclosure, various inspections and a home warranty offer 'peace of mind'—For Your Review Only. Acrobat
	DOWNLOAD: Florida Sale & Purchase Contract FAR/BAR7s. In Florida, real estate professionals present offers to purchase real propery using this type of contract. An Addendum allows real estate agents to add ‘additions’ to the contract. Once you ‘exercise’ your option to purchase your home, a closing agent (real estate attorney or title company in Florida) may transfer details from the Purchase-Option to a Sale & Purchase Contract—For Your Review Only. Acrobat
	DOWNLOAD: Addendum to Contract for Sale and Purchase. Negotiated items not included in the Lease or Purchase Option may require an Addendum—For Your Review Only. Acrobat

Legal Notice: The associated recordings and resources are intended for educational purposes only. Reasonable care has been taken to ensure that the information reflects Florida law as of the date of publication. However, laws change frequently, and the author and publisher recommend that the reader proceed with caution in the implementation of any of the techniques and/or strategies described herein. The reader must consult appropriate legal, tax or other professional advice before implementing any of the techniques and/or strategies described herein.

The reader is not offered any expressed or implied warranties about the merchantability or fitness for any particular use of this manual and/or legal forms and/or audio/video recordings included.

All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means – electronic, mechanical, photocopy, recording or any other – without the prior permission of the author.

Names, characters and places are either the product of the author’s imagination or are used fictitiously. Any resemblance to actual names, characters, places or persons, living or dead, is entirely coincidental and beyond the intent of the author or publisher.

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